Your San Diego & La Mesa Mortgage Lenders

Purchasing a home and acquiring a mortgage is one of the largest financial decisions most people will ever make. There are many options available and using a mortgage professional can ensure that you are making a smart financial decision while getting a good mortgage rate. I know that every individual’s situation is different and utilize my experience and connections to ensure that my clients get a mortgage product ideal for their financial situation. The process may also seem daunting at times. With so many options available, each with unique details, it is easy to become confused or uncertain of your choices. Not to mention that many mortgage lenders are known to take advantage of this and will filter the information they give you in order to benefit themselves in the long run. This is not how we work. We work FOR you and are only satisfied once we know that our clients are completely satisfied. Make the most of your American Dream with home financing from your trusted American Financial Network San Diego Mortgage Lender.

Mortgage Products and Services

We offer our clients a variety of mortgage related products and services at competitive San Diego mortgage rates!

Home Purchase Loans

Loans that are acquired for the use of purchasing a property or house. These loans are usually offered at either a fixed or variable interest rate which is added to the monthly principal payment.

Refinancing

The process of securing a new mortgage to reduce monthly payments, usually by reducing the interest rate.

Loan Programs

Conventional Loans – Mortgage loans that are not guaranteed or insured by the government. FHA Loans – Mortgage loans that are insured by the Federal Housing Administration. VA Loans – Mortgage loans that are guaranteed by the United States Department of Veterans. HARP 2.0 – Mortgage program that is backed the United State government to assist homeowners with refinancing their existing mortgages. Jumbo Loans – Mortgage loans that exceed conforming loan limits that have been set by the Federal Housing Finance Agency. Reverse Mortgages – Mortgage loans that are available to homeowners who are 62 or older and wish to obtain cash without selling their home.