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Alejandro Angel C.
Your San Diego & La Mesa Mortgage LendersPurchasing a home and acquiring a mortgage is one of the largest financial decisions most people will ever make. There are many options available and using a mortgage professional can ensure that you are making a smart financial decision while getting a good mortgage rate. I know that every individual's situation is different and utilize my experience and connections to ensure that my clients get a mortgage product ideal for their financial situation. The process may also seem daunting at times. With so many options available, each with unique details, it is easy to become confused or uncertain of your choices. Not to mention that many mortgage lenders are known to take advantage of this and will filter the information they give you in order to benefit themselves in the long run. This is not how we work. We work FOR you and are only satisfied once we know that our clients are completely satisfied. Make the most of your American Dream with home financing from your trusted American Financial Network San Diego Mortgage Lender.
Mortgage Products and Services
We offer our clients a variety of mortgage related products and services at competitive San Diego mortgage rates!
Home Purchase LoansLoans that are acquired for the use of purchasing a property or house. These loans are usually offered at either a fixed or variable interest rate which is added to the monthly principal payment.
RefinancingThe process of securing a new mortgage to reduce monthly payments, usually by reducing the interest rate.
Loan ProgramsConventional Loans – Mortgage loans that are not guaranteed or insured by the government. FHA Loans – Mortgage loans that are insured by the Federal Housing Administration. VA Loans – Mortgage loans that are guaranteed by the United States Department of Veterans. HARP 2.0 – Mortgage program that is backed the United State government to assist homeowners with refinancing their existing mortgages. Jumbo Loans – Mortgage loans that exceed conforming loan limits that have been set by the Federal Housing Finance Agency. Reverse Mortgages – Mortgage loans that are available to homeowners who are 62 or older and wish to obtain cash without selling their home.
If you don’t believe you fit into any of these categories, or are looking for more information about a specific mortgage product, our team of mortgage professionals are happy to speak with you about finding the best mortgage options for your situation.You can also use one of our many mortgage calculators to get a better idea of what your mortgage payments would look like by adjusting the term of the loan, the monthly payment amount or the interest rate. We also have a calculator for those who are considering refinancing their existing mortgage.
Learn about the different mortgage options available to you.
Use our handy mortgage calculator to plan your financing.
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About San Diego, California
San Diego is a major United States city, located about 120 miles south of Los Angeles, California. It is the eighth largest city in the United States and the second largest city in California.The city is well-known for its beautiful, mild climate, regardless of the time of year. San Diego is also known for his extensive beaches and long-time association with the United States Navy. The city has also recently started gaining recognition for developments in the healthcare and biotechnology industries. Whether you enjoy being out in nature or sitting indoors with a good book, San Diego has something for everyone! You can enjoy the scenery at Balboa Park, interact with the animals at the San Diego Zoo and Zoo Safari Park, or take the kids to SeaWorld San Diego! Sports fans can watch the local San Diego Chargers play either at the stadium or at a local eatery or bar. Check out the city's website for more information about leisure, resident resources, doing business in San Diego, local libraries, public safety and local news. There is also a calendar of local events.
San Diego Mortgage Rates and Real Estate News
In a recent report released by the California Association of Realtors, home sale prices were up slightly at the end of 2016, which is common for the winter season.In December of 2016, the average sales price of homes in San Diego was $568,000. This figure shows a slight 2 per cent increase over the $557,000 average sales price for November of the same year. The sales price for homes in December of 2015 was even lower with an average of $530,000. As prices begin to drop as we head into the new year, you should see a slight change in mortgage rates as a result. While the average price of homes sold in the area does have an impact on current San Diego mortgage rates, this is not the only factor.
Why San Diego Mortgage Professional
The process of searching for your dream home and the subsequent acquiring of a mortgage are the largest financial decisions most people will make throughout their lifetimes. With the vast number of options available to you, it is helpful to be able to rely on the advice of a trustworthy team of mortgage professionals.Scott Shields and his team understand how intimidating the mortgage process can seem and that every client’s situation is different than the next. With this knowledge in mind, they utilize their expertise and professional connections in the industry to ensure that every client gets the perfect mortgage product for their particular financial situation. At American Financial Network – San Diego, we take pride in working hard for our clients. You can always trust the unbiased advice you receive from us and rely on us to make the process of obtaining your mortgage as efficient and stress-free as possible. Whether you need financing to purchase a home or are considering refinancing your existing mortgage, call us today to schedule your free mortgage consultation. We look forward to helping you achieve your American Dream!